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Terms of Service and License Agreement


Effective on January 11, 2018

The Success Plan Inc., a Canadian corporation owns and/or operates the web pages available at www.thesuccessplan.com and www.thesuccessplan.ca and all sub-domains thereof (collectively, the “Site”). Access to and use of the software (“Software”) and services (“Services”) available on or through the Site (including, without limitation, My Net Worth Statement, My Current Debt , My Debt Acceleration , My Future Goals & Dreams , My Life Insurance Needs, My Retirement Needs, My Retirement Accelerator, My Family Protection Currently In Force, My Investments In Force, My Personal Budget, My Business Budget, Contact Advisor, Net Worth Tracker, Goal Tracker, Dashboard, Advisor portal) or otherwise provided by The Success Plan Inc or www.thesuccessplan.com and www.thesuccessplan.ca.(including, without limitation, any mobile applications), as well as any future Software or Services provided by The Success Plan Inc or www.thesuccessplan.com and www.thesuccessplan.ca.( are governed by this Terms of Service and License Agreement (this “Agreement”).

THIS IS A LEGALLY BINDING AGREEMENT. IF YOU DO NOT UNDERSTAND THIS AGREEMENT, OR DO NOT AGREE TO BE BOUND BY IT OR THE PRIVACY POLICY REFERENCED HEREIN, YOU MUST IMMEDIATELY LEAVE THE SITE AND YOU ARE NOT AUTHORIZED TO ACCESS OR USE ANY OF THE SERVICES OR SOFTWARE. BY ACCESSING OR USING THE SITE, SERVICES AND/OR SOFTWARE, YOU CONFIRM THAT YOU ARE AT LEAST 18 YEARS OLD (OR IF YOU ARE BETWEEN 13 AND 17 YEARS OLD, INCLUSIVE, THAT YOU ARE USING THE SITE, SERVICES AND/OR SOFTWARE ONLY WITH THE APPROVAL OF YOUR PARENT OR GUARDIAN), THAT YOU ARE LEGALLY ABLE TO ENTER INTO THIS AGREEMENT, AND THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY THIS AGREEMENT.

If you are an individual paying subscriber, or are accessing the Site within the 7 day money back period (as defined below) of the Services or Software, or are otherwise browsing the Site, this Agreement is between you, individually, and The Success Plan Inc.

If you are an employee, or member or other entity of an organization that has subscribed to the Services and Software, you are an “Authorized User” of your organization Subscriber and (i) you represent that you have your organizations Subscriber’s permission and authority to use the Site, Services, Software and your organization Subscriber’s “User Content” (as defined below) subject to this Agreement, (ii) this Agreement is an agreement between you, individually, and The Success Plan Inc and (iii) your Organization Subscriber is jointly responsible for your use of the Site, Services and Software.

If you are entering into this Agreement on behalf of an “Organization Subscriber”, you represent that you have the authority to bind the Organization Subscriber to this Agreement, in which case references to “you” in this Agreement shall mean the Organization Subscriber. If you do not have such authority, you must not accept this Agreement and may not use the Site, Software or Services.

THIS AGREEMENT CONTAINS AN ARBITRATION AGREEMENT, WHICH WILL, WITH LIMITED EXCEPTIONS, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST THE SUCCESS PLAN INC AND ITS LICENSORS AND ITS SUPPLIERS TO BINDING AND FINAL ARBITRATION. UNDER THE ARBITRATION AGREEMENT (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST THE SUCCESS PLAN INC AND ITS LICENSORS AND ITS SUPPLIERS ON YOUR OWN BEHALF, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON YOUR OWN BEHALF, AND (3) YOU ARE WAIVING YOUR RIGHT TO A JURY TRIAL AND YOUR RIGHT TO HAVE YOUR CLAIMS DECIDED BY A JUDGE OR JURY.

Licenses


If you are an individual subscriber: In consideration for your agreement to this Agreement and your payment of all applicable Fees (as defined below), The Success Plan Inc grants you a personal, limited, non-exclusive, non-sub licensable, non-transferable, revocable license to access and make use of the Site, the Services and the Software solely for your own personal purposes.

If you are an Organization Subscriber: In consideration for your agreement to this Agreement and your payment of all applicable Fees (as defined below), The Success Plan Inc grants you a limited, non-exclusive, non-sub licensable, nontransferable, revocable license to access and make use of the Site, the Services and the Software solely for your internal business purposes. In addition, you may permit such number of Authorized Users as has been agreed between you and The Success Plan Inc to access and make use of the Site, Services and Software.

If you are an Authorized User: In consideration for your agreement to this Agreement and your Organization Subscriber’s payment of all applicable Fees (as defined below), The Success Plan Inc grants you a personal, limited, non-exclusive, non-sub licensable, non-transferable, revocable license to access and make use of the Site, the Services and the Software solely for the internal business purposes of your Organization Subscriber.

You may access and use the Site, Services and Software only in accordance with any instruction videos, user guides and other documentation as made available by The Success Plan Inc, from time to time

In addition, you may not:

  • copy, modify or create derivative works based on the Site, Services, Software or Documentation, or any portion(s) of any of the foregoing (individually and collectively, “thesuccessplan IP”);
  • distribute, transmit, publish or otherwise disseminate any thesuccessplan IP;
  • download or store any thesuccessplan IP except to the extent explicitly permitted on the Site;
  • transfer to any third party any of your rights under this Agreement (except to the extent that an Organization Subscriber may permit such number of Authorized Users as has been agreed between the Organization Subscriber and The Success Plan Inc to access and make use of the Site, Services and Software);
  • access or use the Services, Software or thesuccessplan IP for the benefit of any third party (except to the extent that Authorized Users may access and make use of the Site, the Services and the Software solely for the internal business purposes of their Organization Subscriber);
  • access content or data not intended for you, log onto a server or account that you are not authorized to access, or otherwise violate or attempt to violate any security or authentication feature or measures of the Site, Software or Services;
  • attempt to access or derive the source code or architecture of any Software;
  • attempt to probe, scan or test the vulnerability of the Site, Services and/or Software, or any associated system or network, or to breach any security or authentication feature or measures of the Site, Software or Services, and if you are blocked by thesuccessplan or The Success Plan Inc from accessing the Site, Software or Services (including by blocking your IP address), you will not implement any measures to circumvent such blocking (e.g., by masking your IP address or using a proxy IP address);
  • interfere or attempt to interfere with service to any user, host or network, including, without limitation, by means of submitting malicious software or computer code (“Malicious Code”) to the Site or Services, load testing, overloading, “flooding,” “spamming,” “mail bombing,” “crashing,”;
  • email or otherwise transmit any content that (i) infringes any intellectual property or other proprietary rights of any party; (ii) you do not have a right to upload under any law or under contractual or fiduciary relationships; (iii) contains any Malicious Code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; (iv) poses or creates a privacy or security risk to any person or entity; (v) constitutes unsolicited or unauthorized materials; or (vi) is otherwise objectionable;
  • automate access to the Site or the Services, including, without limitation, through the use of APIs, bots, scrapers or other similar devices;
  • export or re-export any thesuccessplan IP;
  • use or access any Services, Software or thesuccessplan IP in order to build a competitive product, service or solution;
  • violate any applicable law or regulations in connection with your use of the Site, Services or Software;
  • impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity, including, without limitation, an Organization Subscriber; or
  • permit any third party to do any of the foregoing.
  • The Success Plan Inc,www.thesuccessplan.com may offer certain Software, including certain interfaces, for download from the Site (“Ancillary Software”). Subject to the other terms and conditions of this Agreement, you may install and use Ancillary Software on computers owned, leased or otherwise controlled by you, solely for in conjunction with your authorized use of the Services. Upon expiration or termination of this Agreement for any reason, you shall cease any further use of the Ancillary Software and shall promptly destroy all copies thereof in your possession.
  • Certain Services or Software (including Ancillary Software) may be subject to additional limitations, restrictions, terms and/or conditions specific to such Services or Software (“Specific Terms”). In such cases, the applicable Specific Terms will be made available to you and your access to and use of the relevant Services or Software will be contingent upon your acceptance of and compliance with such Specific Terms.
  • Certain Services or Software (including Ancillary Software) may contain or otherwise make use of software, code or related materials from third parties, including “open source” or “freeware” software (“Third Party Components”). Certain Third Party Components may be subject to separate license terms that accompany such Third Party Components that, to the extent they conflict with the terms of this Agreement, supersede the terms of this Agreement. For your convenience, The Success Plan Inc ,www.thesuccessplan.com may make available a list of Third Party Components on its website, If required by any license for a particular Third Party Component, The Success Plan Inc,www.thesuccessplan.com will make the source code of such Third Party Component, and any of thesuccessplan’s modifications to such Third Party Component, as required, available upon written request to The Success Plan Inc.


Registration and Security


By completing the registration process for any given Services, you are agreeing to subscribe to the selected Services, subject to the terms and conditions of this Agreement. You agree to provide thesuccessplan.com, The Success Plan Inc with accurate and complete registration information and to promptly notify thesuccessplan.com, The Success Plan Inc in the event of any changes to any such information.

You shall be solely responsible for the security and proper use of all user IDs, passwords or other security devices used in connection with the Site and/or the Services, and shall take all reasonable steps to ensure that they are kept confidential and secure, are used properly and are not disclosed to or used by any other person or entity. You shall immediately inform thesuccessplan.com, The Success Plan Inc if there is any reason to believe that a user ID, password or any other security device issued by thesuccessplan.com, The Success Plan Inc has or is likely to become known to someone not authorized to use it, or is being or is likely to be used in an unauthorized way. thesuccessplan.com, The Success Plan Inc reserves the right (at its sole discretion) to request that you change your password(s) in connection with the Services, and you shall promptly comply with any such request.

You are solely responsible for all activity in connection with access to the Site and/or Services through your account or using your password, and for the security of your computer systems, and in no event shall The Success Plan Inc be liable for any loss or damages relating to such activity.

Organization Subscriber Responsibility for Authorized Users


Organization Subscribers shall ensure that the total number of Authorized Users does not exceed the maximum number of seats authorized by and purchased from thesuccessplan.com The Success Plan Inc, (each of which seats represents a unique (named) Authorized User). Organization Subscribers may assign different Authorized Users to the seats authorized by and purchased from thesuccessplan.com, The Success Plan Inc , so long as the total number of Authorized Users at any time does not exceed the maximum number of seats authorized by and purchased from thesuccessplan.com, The Success Plan Inc, but Authorized Users may not transfer (including by way of sublicense, lease, assignment or other transfer, including by operation of law) their seat, user name or right to use the Site, Services or Software to any third party. You, the Organization Subscriber, and your Authorized Users are jointly responsible for your Authorized Users’ use of the Site, Services and Software. You are also responsible for ensuring that all of your Authorized Users comply with all of the terms and conditions of this Agreement. Any violation of the terms and/or conditions of this Agreement by any of your Authorized Users shall be deemed to be a violation thereof by you.

Fees, Payment and Memberships


If you have registered to use certain Services and/or Software within the 7 day money back basis, then you may use such Services and Software only for noncommercial evaluation purposes during the applicable 7 day money back period.

Your access to or use of the Services and/or Software shall be contingent upon your payment of all applicable fees as described on the Site from time to time (“Fees”); unless you are an Authorized User, in which case your access to or use of the Services and/or Software shall be contingent upon your Organization Subscriber’s payment of the Fees.

Upon registering for Services, unless you are an Authorized User, you will be required to designate a valid credit card or PayPal™ account. You hereby authorize The Success Plan Inc to charge to your designated account all Fees relating to the Services you select, and you agree to pay all such Fees in accordance with the applicable card member agreement or PayPal™ terms and conditions.

The Success Plan Inc reserves the right to revise its Fees, including by increasing or adding new Fees, at any time on ten (10) days’ notice. Such notice may be sent to you by email to your most recently provided email address or posted on the Site or by any other manner chosen by The Success Plan Inc in its commercially reasonable discretion. You will be deemed to have received any such notice that is posted on the Site on the day it was posted. Your use of the Services after the ten (10) day notice period constitutes your acceptance of the new or revised Fees. If you do not agree to the revised Fees, you may cancel your subscription by following the “Cancel Membership” and follow the prompts.

Continuous membership


To ensure uninterrupted service, all subscriptions to the Site, Software and Services are renewed automatically. You hereby authorize The Success Plan Inc to charge subscription Fees for the renewal period to the credit card or PayPal™ account on file. All subscriptions are renewed at the subscription level(s) in effect at the time the then-current subscription term ends. You may cancel the subscription at any time by following the “Cancel Membership” and follow the prompts.

Free trial or Money back Guarantee


The Success Plan Inc,thesuccessplan.com may offer a free trial or 7 day money back membership from time to time with regard to certain Software or Services (a “Trial”). By accessing or using the Site, Services or Software, you agree to the terms of any such Trial and further agree to any changes The Success Plan Inc may make to such Trial as described in “Changes to Services or Terms” below. If you cancel the Services before the end of the trial period, all your rights to any remaining free trial period will be waived and you will not be eligible to participate in any further Trials, except as allowed by The Success Plan Inc in its sole discretion.

Termination and Refund Policy


This Agreement shall continue until you cancel your subscription or until terminated by The Success Plan Inc,thesuccessplan.com. You may cancel your subscription at any time, although only an authorized representative of an Organization Subscriber may cancel the Organization Subscriber’s account. View cancellation instructions at: Under profile go to “Cancel Membership” and follow the prompts.

If you cancel after your subscription renewal date, you will not receive a refund for any amounts that have been charged. Your cancellation will be effective at the end of your then-current subscription period, subject to applicable law, and you may use the Services until your cancellation is effective (unless your access is suspended or terminated as set forth below).

The Success Plan Inc,thesuccessplan.com may deny you access to all or any part of the Services or terminate your account with or without prior notice if you engage in any conduct or activities that The Success Plan Inc,thesuccessplan.com determines, in its sole discretion, violate this Agreement or the rights of The Success Plan Inc,thesuccessplan.com or any third party, or is otherwise inappropriate.

If you are an Authorized User of an Organization Subscriber, and this Agreement or the applicable agreement for Services and Software is terminated in relation to such Organization Subscriber, or if you otherwise lose access to the Services and Software via your Organization Subscriber (e.g., if you are fired, layed off or quit from that Organization Subscriber or are no longer employed by that Organization Subscriber), The Success Plan Inc,thesuccessplan.com may elect in its discretion to (a) terminate your account or (b) downgrade your account to an individual subscriber account, at which point you agree to update your personal payment information and your individual subscriber account yearly subscription will start and that your use of the Services and Software will be as an individual subscriber in accordance with the terms of this Agreement (which Agreement at that point will be solely between you and The Success Plan Inc,thesuccessplan.com).

If you are an Authorized User of an Organization Subscriber, your Organization Subscriber may elect in its discretion and at any time to revoke your Authorized User status and (a) terminate your account or (b) downgrade your account to an individual subscriber account, at which point you agree that your use of the Services and Software will be as an individual subscriber in accordance with the terms of this Agreement (which Agreement at that point will be solely between you and The Success Plan Inc,thesuccessplan.com).

Upon termination of your account(s) for any reason, your right to use the Services and Software and to access the Site and any of its content will immediately cease and all content in your account(s) will be deleted. All provisions of this Agreement that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, limitations of liability and miscellaneous provisions.

Except as may be expressly set forth herein, all Fees paid or accrued in connection with any Services are non-refundable, and The Success Plan Inc,thesuccessplan.com will not prorate any Fees paid for a subscription that is terminated before the end of its term.

The following applies if you are an individual subscriber who registered for your paid subscription on or after January 1, 2018: Your subscription includes a 7-day money back guarantee. If you are dissatisfied with your subscription for any reason, you can receive a full refund of the subscription fees you paid if you cancel your subscription within 7 days of activation. A refund will be automatically applied to the same card used to set up the account.

This money back guarantee applies to any new individual subscribers who registered for a paid subscription on or after January 1, 2018 and does not apply to any subscriber who breaches any term or condition of this Agreement.

Termination of Agreement with Organization Subscriber


This section titled “Termination of Agreement with Organization Subscriber” applies only to Organization Subscribers.

Either The Success Plan Inc,thesuccessplan.com or you may terminate this Agreement by notice if the other party breaches any material term of this Agreement and fails to cure such breach within thirty (30) days after receipt of notice of the breach from the non-defaulting part. If there is a written agreement and set term in place between The Success Plan Inc. and said Organization, that written agreement shall replace this section of the “Termination of Agreement with Organization Subscriber” In addition, The Success Plan Inc ,thesuccessplan.com may suspend the Services upon notice if you fail to make any payment when due and fail to cure such breach within ten (10) days after receipt of notice of the breach from The Success Plan Inc,thesuccessplan.com. Any such suspension or termination shall be without limitation of any other right or remedy available to the terminating party.

The Success Plan Inc,thesuccessplan.com may terminate this Agreement for convenience upon sixty (60) days’ prior written notice without liability to you. Following a termination pursuant to the foregoing sentence, The Success Plan Inc thesuccessplan.com shall not refund any portion of any Fees relating to the remaining term.

Either The Success Plan Inc,thesuccessplan.com or you may terminate this Agreement immediately upon notice to the other party if the other party has a receiver or similar party appointed for all or substantially all of its property, is declared insolvent by a court of competent jurisdiction, ceases to do business in the ordinary course, files a petition in bankruptcy or has a petition filed against it in bankruptcy, becomes the subject of any court or administrative proceeding related to its liquidation or insolvency (whether voluntary or involuntary) that is not dismissed within ninety (90) days, or makes an assignment for the benefit of its creditors.

If this Agreement is terminated or otherwise expires for any reason, you shall promptly return to The Success Plan Inc,thesuccessplan.com or destroy, as directed by The Success Plan Inc,thesuccessplan.com, all Confidential Information, Software and other materials in your possession or under your control belonging to The Success Plan Inc,thesuccessplan.com, and all rights and licenses granted by The Success Plan Inc,thesuccessplan.com pursuant to this Agreement shall terminate. Upon the expiration or termination of this Agreement, your right to use the Services and Software and to access the Site and any of its content will immediately cease and The Success Plan Inc thesuccessplan.com may elect in its discretion to (a) terminate your Authorized Users’ accounts or (b) downgrade your Authorized Users’ accounts to individual subscriber accounts.

All provisions of this Agreement that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, limitations of liability and miscellaneous provisions.

Access to Services


You are responsible for obtaining and maintaining any equipment and ancillary services needed to connect to or access the Site or otherwise use the Services, including, without limitation, modems, hardware, software, internet service and telecommunications capacity. You shall be solely responsible for ensuring that such equipment and ancillary services are compatible with the Services and Software.

Mobile Services


The Site, Software and Services may include products and services that are available via a mobile device, including (i) the ability to upload content to the Services via a mobile device, (ii) the ability to browse the Services and the Site from a mobile device, and (iii) the ability to access certain features through an application downloaded and installed on a mobile device (collectively, “Mobile Services”). To the extent you access the Service through a mobile device, your wireless service carrier’s standard charges, data rates and other fees may apply. In addition, downloading, installing or using certain Mobile Services may be prohibited or restricted by your carrier and not all Mobile Services may work with all carriers or devices. By using the Mobile Services, you agree that The Success Plan Inc,thesuccessplan.com may communicate with you regarding,thesuccessplan.com and other entities by electronic means to your mobile device and that certain information about your usage of the Mobile Services may be communicated to us. In the event you change or deactivate your mobile telephone number, you agree to promptly update your account information to ensure that your messages are not sent to the person that acquires your mobile telephone number.

User Content


You are solely responsible for all text, documents or other content or information uploaded, entered or otherwise transmitted by you in connection with your use of the Services and/or Software (“User Content”). User Content includes, among other things, any mistakes contained in the content or information transmitted by you. The Success Plan Inc,thesuccessplan.com has no obligation to monitor any User Content and shall have no liability to you or any other person or entity with respect thereto, including, without limitation, liability with respect to any information (including your confidential information) contained in or apparent from any User Content. You warrant, represent and covenant that you own or have a valid and enforceable license to use all User Content, and that no User Content infringes, misappropriates or violates the rights (including, without limitation, any copyrights or other intellectual property rights) of any person or entity or any applicable law, rule or regulation of any government authority of competent jurisdiction. The Success Plan Inc thesuccessplan.com is not responsible for the loss, corruption or other changes to User Content. Without limiting the foregoing, any feature(s) of the Services and/or Software that may permit you to temporarily save or otherwise store User Content is offered for your convenience only, although care is taken to keep your user data accessible anytime during your membership period The Success Plan Inc,thesuccessplan.com does not guarantee that the User Content will be retrievable. You are solely responsible for saving, storing and otherwise maintaining User Content including by maintaining backup copies of your User Content on appropriate independent systems that do not rely on the Services and/or Software.

By uploading or entering any User Content, you give The Success Plan Inc,thesuccessplan.com (and those it works with) a nonexclusive, worldwide, royalty-free and fully-paid, transferable and sub licensable, perpetual, and irrevocable license to copy, store and use your User Content (and, if you are an Authorized User, your Organization Subscriber’s User Content) in connection with the provision of the Software and the Services and to improve the algorithms underlying the Software and the Services. At no time, may any of your information be sold to, or shared with, for purpose of marketing or profit to any third party, and no entity shall contact you unless you give permission to that entity by way of email or through a sharing portal built into thesuccessplan.com

Changes to Services or Terms


The Success Plan Inc,thesuccessplan.com reserves the right at any time to (i) change any information, specifications, features or functions of the Site, Services or Software, including any Trial, (ii) suspend or discontinue, temporarily or permanently, any or all of the Services or any Trial, including the availability of any feature, database or content, or (iii) impose limits on certain features and Services or restrict access to parts or all of the Services, including any Trial, in each case with or without prior notice and without any liability to you or any third party. The Success Plan Inc,thesuccessplan.com will use its commercially reasonable efforts to notify you of changes to the Services and/or Software that, in The Success Plan Inc,thesuccessplan.com reasonable opinion, have the effect of materially and adversely diminishing the functionality of the Services to which you have subscribed.

The Success Plan Inc,thesuccessplan.com may from time to time update or revise this Agreement. If The Success Plan Inc, thesuccessplan.com updates or revises this Agreement, The Success Plan Inc, thesuccessplan.com will notify you either by email to your most recently provided email address, by posting the updated or revised Terms of Service and End User License Agreement on the Site or by any other manner chosen by The Success Plan Inc ,thesuccessplan.com in its commercially reasonable discretion. Your use of the Site, Services or Software following any such update or revision constitutes your agreement to be bound by and comply with this Agreement as updated or revised. You can view the most current Terms of Service and End User License Agreement It is your responsibility to review the Terms of Service and End User License Agreement periodically.

If you cancel your subscription within ten (10) days following such notice by The Success Plan Inc,thesuccessplan.com in accordance with the two preceding paragraphs, then The Success Plan Inc,thesuccessplan.com will not refund you any pro-rated portion of any pre-paid Fees for the affected Services applicable to the cancelled portion of the pre-paid subscription term, if any.

Links to Third Party Sites


Any links on the Site to third party websites are provided for your convenience only. If you choose to access third party websites or obtain products or services from third parties, you do so entirely at your own risk and such access is between you and such third party. The Success Plan Inc,thesuccessplan.com does not warrant or make any representation regarding the legality, accuracy or authenticity of content presented by such websites or any products or services offered by third parties and shall have no liability for any loss or damages arising from the access or use of such websites, products or services.

Consent to Receive Email


Your registration to use the Site and/or Services constitutes your consent to receive email communications from The Success Plan Inc,thesuccessplan.com, including messages regarding customer service issues and other matters. You may opt not to receive email correspondence, other than technical notifications and email regarding issues related to your account and your use of the Site and Services, at any time by following the link included in the email messages.

Data Collection and Privacy


The Success Plan Inc,thesuccessplan.com does not collect personally identifiable information from you except to the extent you have explicitly given such information to The Success Plan Inc,thesuccessplan.com. The Success Plan Inc thesuccessplan.com information practices are further described in its privacy policy, which is available at: (the “Privacy Policy”). The Privacy Policy is an integral part of this Agreement and is expressly incorporated by reference, and by entering into this Agreement you agree to (i) all of the terms of the Privacy Policy, and (ii) The Success Plan Inc,thesuccessplan.com utilization of data as described in the Privacy Policy is not an actionable breach of your privacy or publicity rights.

The Success Plan Inc,thesuccessplan.com may from time to time update or revise the Privacy Policy. If The Success Plan Inc,thesuccessplan.com updates or revises the Privacy Policy, The Success Plan Inc thesuccessplan.com will notify you either by email to your most recently provided email address, by posting the updated or revised Privacy Policy on the Site or by any other manner chosen by The Success Plan Inc,thesuccessplan.com in its commercially reasonable discretion. Your use of the Site, Services or Software following any such update or revision constitutes your agreement to be bound by and comply with the Privacy Policy as updated or revised.

In addition, The Success Plan Inc ,thesuccessplan.com may engage third parties to conduct risk control and fraud detection/prevention activities. As part of such engagements, if you initiate a transaction on the Site or through the Services, The Success Plan Inc ,thesuccessplan.com may give such third parties access to your pertinent credit card and other personal information. Such third parties may only use such personal information for purposes of performing risk control and fraud detection/prevention activities for us. However, they may also convert such personal information into hashed or encoded representations of such information to be used for statistical and/or fraud prevention purposes. By initiating any such transaction, you hereby consent to the foregoing disclosure and use of your information.

Ownership


All intellectual property rights in and to the User Content are and shall remain your property, and The Success Plan Inc,thesuccessplan.com shall acquire no right of ownership or use with respect to any User Content except in connection with its provision of the Services under this Agreement.

All intellectual property rights in and to the Software, Site and Services and other thesuccessplan.com IP are and shall remain the sole property of The Success Plan Inc,thesuccessplan.com and its affiliates and licensors, as applicable, and you shall acquire no right of ownership or use with respect to any Software or other thesuccessplan.com IP except as specified in this Agreement. Without limiting the foregoing, you acknowledge that the Software and the Service and the inventions, know-how and methodology embodied therein are proprietary to, and contain valuable trade secrets of, The Success Plan Inc ,thesuccessplan.com and its affiliates and licensors, as applicable, and that the Software constitutes Confidential Information of The Success Plan Inc,thesuccessplan.com. You may from time to time provide The Success Plan Inc ,thesuccessplan.com with suggestions, comments, recommendations, improvements, solutions, bug fixes, features, concepts, techniques, ideas, know-how and/or any feedback regarding the Services, the Software, the Site and/or any of The Success Plan Inc,thesuccessplan.com related technologies (“Feedback”). Any and all Feedback is and shall be given entirely voluntarily. As between the you, The Success Plan Inc ,thesuccessplan.com and, if applicable, your Organization Subscriber, all Feedback shall be exclusively owned by The Success Plan Inc,thesuccessplan.com, and you hereby make all assignments necessary to accomplish the foregoing ownership, and as a result The Success Plan Inc,thesuccessplan.com shall be freely entitled to reproduce, prepare derivative works, disclose to third parties, display and perform (publicly or otherwise), sell, lease, license, distribute and otherwise use and exploit any and all such Feedback as it deems appropriate, at its sole discretion, without obligation or liability of any kind to you, your Organization Subscriber (if applicable) or any other person or entity.

Indemnity


You shall indemnify, release and hold harmless The Success Plan Inc,thesuccessplan.com and its parents, subsidiaries, affiliates, licensors and suppliers, and each of their respective officers, directors, employees and agents, from and against any loss, liability (including settlements, judgments, fines and penalties) and costs (including reasonable attorney fees, court costs and other litigation expenses) relating to any claim or demand made by any third party due to or arising out of your access to the Site, use of the Services or Software, violation of this Agreement, or infringement of any intellectual property or other right of any person or entity. If you are a California resident, you waive California Civil Code Section 1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.” If you are a resident of another jurisdiction, you waive any comparable statute or doctrine.

Warranty Disclaimers


TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SUCCESS PLAN INC,THESUCCESSPLAN.COM, ITS LICENSORS AND ITS SUPPLIERS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS, EXPRESS OR IMPLIED, REGARDING THE SITE, SERVICES, AND SOFTWARE, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, MERCHANTABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NONINFRINGEMENT, SATISFACTORY QUALITY OR ARISING FROM A COURSE OF DEALING, LAW, USAGE, OR TRADE PRACTICE, OR REGARDING SECURITY, QUIET ENJOYMENT, RELIABILITY, TIMELINESS AND PERFORMANCE. YOU AGREE THAT YOUR USE OF THE SITE, SERVICES AND SOFTWARE ARE AT YOUR OWN SOLE RISK AND THAT THE SITE, SERVICES AND ANY SOFTWARE ARE PROVIDED ON AN “AS IS,” “WHERE IS,” “AS AVAILABLE,” “WITH ALL FAULTS” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITING THE FOREGOING, THE SUCCESS PLAN INC,THESUCCESSPLAN.COM AND ITS LICENSORS AND ITS SUPPLIERS DO NOT WARRANT THAT THE OPERATION OF THE SITE, SERVICES AND/OR SOFTWARE WILL MEET YOUR REQUIREMENTS OR WILL BE UNINTERRUPTED OR ERROR-FREE.

Limitation of Liability


IN NO EVENT SHALL THE SUCCESS PLAN INC,THESUCCESSPLAN.COM BE LIABLE WITH RESPECT TO THE SITE, SERVICES AND/ OR SOFTWARE FOR (I) ANY AMOUNT IN THE AGGREGATE IN EXCESS OF THE FEES YOU HAVE ACTUALLY PAID TO THE SUCCESS PLAN INC,THESUCCESSPLAN.COM DURING THE TWELVE (12) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT(S) GIVING RISE TO SUCH LIABILITY; (II) ANY LOST PROFITS, LOST OR DAMAGED USER CONTENT OR OTHER DATA, OR FAILURE TO MEET ANY DUTY, INCLUDING WITHOUT LIMITATION GOOD FAITH AND REASONABLE CARE; OR (III) ANY INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER.

YOU AGREE THAT THIS LIMITATION OF LIABILITY REPRESENTS A REASONABLE ALLOCATION OF RISK AND IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN THE SUCCESS PLAN INC,THESUCCESSPLAN.COM AND YOU. YOU UNDERSTAND THAT THE SITE, SERVICES AND SOFTWARE WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS.

CERTAIN STATES DO NOT ALLOW THE LIMITATION OF CERTAIN DAMAGES, SO SOME OR ALL OF THIS LIMITATION OF LIABILITY MAY NOT APPLY TO YOU AND YOU MAY HAVE ADDITIONAL RIGHTS.

IF YOU ARE A USER FROM NEW JERSEY, THE FOREGOING SECTIONS TITLED “WARRANTY DISCLAIMERS” AND “LIMITATION OF LIABILITY” ARE INTENDED TO BE ONLY AS BROAD AS IS PERMITTED UNDER THE LAWS OF THE STATE OF NEW JERSEY. IF ANY PORTION OF THESE SECTIONS IS HELD TO BE INVALID UNDER THE LAWS OF THE STATE OF NEW JERSEY, THE INVALIDITY OF SUCH PORTION SHALL NOT AFFECT THE VALIDITY OF THE REMAINING PORTIONS OF THE APPLICABLE SECTIONS.

Dispute Resolution


PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS

  • Agreement to Dispute

    This Section titled “Dispute Resolution” is referred to in this Agreement as the “Arbitration Agreement.” You agree that any and all disputes or claims that have arisen or may arise between you and The Success Plan Inc,thesuccessplan.com, whether arising out of or relating to this Agreement (including any alleged breach thereof), the Site, Software or Services, any advertising or any aspect of the relationship or transactions between us, shall be resolved exclusively through final and binding arbitration, rather than a court, in accordance with the terms of this Arbitration Agreement, except that you may assert individual claims in small claims court, if your claims qualify. Further, this Arbitration Agreement does not preclude you from bringing issues to the attention of federal, state, or local agencies, and such agencies can, if the law allows, seek relief against us on your behalf. You agree that, by entering into this Agreement, you and The Success Plan Inc,thesuccessplan.com are each waiving the right to a trial by jury or to participate in a class action. Your rights will be determined by a neutral arbitrator, not a judge or jury. The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.

  • Prohibition of Class and Representative Actions and Non-Individualized Relief

    YOU AND THE SUCCESS PLAN INC,THESUCCESSPLAN.COM AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND THE SUCCESS PLAN INC,THESUCCESSPLAN.COM AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S).

  • Dispute Resolution

    The Success Plan Inc,thesuccessplan.com is always interested in resolving disputes amicably and efficiently, and most customer concerns can be resolved quickly and to the customer’s satisfaction by emailing customer support at support@thesuccessplan.com. If such efforts prove unsuccessful, a party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute (“Notice”). The Notice to The Success Plan Inc,thesuccessplan.com should be sent to 83 Eliza Avenue Kitchener ON N2E 0C5 , Attention: Operations Department (“Notice Address”). The Notice must (i) describe the nature and basis of the claim or dispute and (ii) set forth the specific relief sought. If The Success Plan Inc,thesuccessplan.com and you do not resolve the claim within sixty (60) calendar days after the Notice is received, you or The Success Plan Inc thesuccessplan.com may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by The Success Plan Inc thesuccessplan.com or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or The Success Plan Inc thesuccessplan.com is entitled.